Cigna

Cigna typically covers medically necessary substance use treatment under federal parity law. Coverage specifics — level of care, length of stay, copays — depend on your plan, network status, and prior authorization.

Cigna uses ASAM medical necessity criteria to authorize ongoing treatment. Length of stay is reviewed periodically — initial authorization often covers an opening period, with continued stay authorizations based on clinical progress and ongoing medical necessity. Our team handles the authorization process.

Cigna typically covers medically necessary detoxification, including 24/7 medical management of withdrawal and medication-assisted protocols. Prior authorization is typically required.

Call our admissions team with your insurance card handy. We verify your benefits in one call — covered levels of care, deductible status, copay/coinsurance, prior auth needs. Free and no obligation.

Many Cigna PPO and Open Access plans offer out-of-network coverage with higher cost-sharing than in-network. HMO plans typically don't cover out-of-network care except in emergencies. Network status at SILC depends on the specific facility and your plan — our admissions team verifies the exact picture.

Yes — Cigna's employer-sponsored plans typically include coverage for substance use and mental health treatment, since federal parity law requires these benefits to be comparable to medical and surgical care. Exact coverage — which levels of care, which providers, and any prior authorization — depends on your specific plan and network status. The fastest way to know what your plan actually pays for is a free, no-obligation benefits check with our admissions team at (844) 422-8640.

Most Cigna employer-sponsored plans cover a range of behavioral health rehabilitation services, from outpatient therapy to more intensive residential care, because federal parity law requires mental health and substance use benefits to match medical coverage. What's covered for you specifically — copays, in-network vs. out-of-network benefits, session limits — varies by plan. Our admissions team can run a free verification call at (844) 422-8640 and walk you through your exact benefits, no pressure and no obligation.

Cigna plans often include coverage for inpatient rehab (24/7 residential treatment), since parity laws require these benefits to be on par with other hospital-level medical care. Whether your specific plan covers it, at what level, and whether prior authorization is needed depends on your employer's plan design and network. We're happy to check this for you directly — call (844) 422-8640 for a free, confidential benefits verification, and feel free to bring a family member on the call.

Yes, in most cases — Cigna employer-sponsored plans are required under federal parity law to cover substance use treatment similarly to how they cover other medical conditions, which can include detox, residential care, or outpatient programs using approaches like MAT (medication-assisted treatment, FDA-approved medications paired with counseling). The specific services covered, in-network options, and any preauthorization steps depend on your individual plan. Reach out to our admissions team at (844) 422-8640 for a free verification of your exact benefits — no obligation, and everything discussed stays confidential from your employer.

Cardiac rehab falls outside what SILC Health specializes in — we focus on substance use and mental health treatment, so for heart-related rehabilitation coverage details you'll want to check directly with Cigna or your cardiologist's office. If you're also navigating a mental health or substance use concern alongside a cardiac diagnosis, we can help verify what your plan covers for that side of care — just call (844) 422-8640 for a free, no-obligation benefits check.

Many Cigna employer-sponsored plans include outpatient substance use treatment, since federal parity law requires mental health and addiction benefits to be covered similarly to medical care. What you'll actually pay depends on your specific plan, network status, and any prior authorization requirements. The best way to know for sure is a free, no-obligation benefits check — call our admissions team at (844) 422-8640 and we'll verify your Cigna coverage before you commit to anything.

You're not the first person to ask — plan documents almost never spell this out clearly. It varies by plan: some Cigna PPO plans cover therapy at a similar rate to other outpatient medical visits, while out-of-pocket costs depend on your deductible, copay structure, and whether the provider is in-network. Exact numbers aren't something anyone can quote without seeing your specific benefits. Call (844) 422-8640 and our admissions team will run a free verification so you know your actual coverage before your first appointment.

Yes, most Cigna employer-sponsored plans include some level of mental health therapy coverage, since federal parity law requires these benefits to be comparable to medical and surgical care. Coverage details — session limits, copays, in-network vs. out-of-network benefits — differ by employer and plan. You don't have to sort that out alone, and you're welcome to have a family member on the call with you: reach our admissions team at (844) 422-8640 for a free, confidential benefits check so you know exactly what's covered before you start.

Cigna PPO plans typically offer more flexibility than HMO plans, often including out-of-network benefits that let you choose a treatment provider outside Cigna's standard network. What's actually covered — level of care, length of stay, medication-assisted treatment (FDA-approved medications used alongside counseling) — depends on your specific plan and medical necessity criteria. No pressure, no obligation: call (844) 422-8640 and we'll verify your PPO benefits for free so you know your options.